Our Story

Built on Trust,
Driven by Results

Moneta Mortgages Inc. was founded on a simple belief: every Albertan deserves access to the best possible mortgage — not just the one their bank happens to offer.

Moneta Mortgages team at work in Edmonton
Moneta Mortgages office consultation
Our Mission

Independent Advice.
Exceptional Results.

As independent mortgage brokers, we aren't beholden to any single lender's agenda. Our only commitment is to you — our client. We access a network of more than 50 banks, credit unions, trust companies, and private lenders to identify the mortgage product that truly serves your needs.

Since opening our doors in Edmonton, we've helped over 1,200 Albertan families and businesses secure financing — saving them an average of $9,400 over their mortgage term compared to their bank's initial offer.

$1.2B+
Mortgages Funded
50+
Lender Partners
4.9★
Average Rating

"We believe that every Albertan, regardless of their financial background, deserves a fair shot at homeownership."

A
Aiden Sharma
Founder & Principal Broker
Our Values

What We Stand For

Integrity

Honest, transparent advice every time. We'll tell you what you need to hear, not just what you want to hear.

Efficiency

We respect your time. Our streamlined process means faster approvals and less stress from start to close.

Client-First

Your financial well-being is our primary concern. Every recommendation we make is guided by what's truly best for you.

Excellence

We pursue the best possible outcome on every file. Mediocre results are simply not acceptable to our team.

What We Do Best

Areas of Expertise

Our licensed brokers hold combined experience across every corner of the Alberta mortgage market.

Residential Financing

Purchase, switch, and renewal mortgages for owner-occupied homes across Edmonton and Alberta — fixed, variable, open, and closed.

First-Time Buyers

FHSA, Home Buyers' Plan, CMHC insured programs, stress test guidance, and step-by-step support for first-time homeowners.

Refinancing & Renewal

Rate optimization, cash-out refinancing, debt consolidation, HELOC structuring, and penalty-free renewal switching.

Commercial Mortgages

Office, retail, industrial, multi-family, mixed-use, and development financing — including CMHC multi-family insurance programs.

Investment Properties

Rental property financing, BRRRR strategy structuring, portfolio lending, and multi-lender strategies for growing investors.

Private & Alt Lending

Bridge financing, private mortgages, and alternative lender solutions for clients who don't fit conventional qualification criteria.

Our Network

Access to 50+ Lenders

Unlike a bank that offers only its own products, we work with the full spectrum of Canadian lenders — giving you genuine choice and real competition for your business.

Our lender network includes the Big Six banks, mono-line mortgage lenders, Alberta credit unions, trust companies, and private mortgage funds — covering every situation from straightforward purchases to complex investment portfolios.

6
Major Banks
20+
Mono-Line Lenders
12+
Credit Unions
10+
Private Lenders

All lender access at no additional cost to you

Work With Us

Ready to Find Your
Perfect Mortgage?

Our team is standing by to provide a free, personalized consultation.

Book a Consultation +1 (587) 315-2316